The Web site located at http://www.HealthyWealthynWise.com ("Site") is provided by Healthy Wealthy nWise . Your access to and use of the Site and its ancillary materials is governed by this Subscriber Agreement ("Agreement"). As used in this Agreement, "Healthy Wealthy nWise ," "we," "us'" or "our" refers to Healthy Wealthy nWise , and "you" or "your" refers to you, the user of the Site. The Agreement below is the agreement you consented to upon subscribing to the site. The Agreement does not apply to use of the publicly available Web Site maintained by Healthy Wealthy nWise .
1. Access and Passwords
As part of the subscription process for this Site, you have selected or been assigned a particular username and password in accordance with Healthy Wealthy nWise 's username and password guidelines. YOU AGREE THAT YOU ARE THE ONLY INDIVIDUAL ENTITLED TO ACCESS THE SITE USING YOUR USERNAME OR PASSWORD, AND YOU AGREE NOT TO PERMIT OTHERS TO ACCESS THE SITE USING YOUR USERNAME OR PASSWORD. You agree that all actions taken by you, or any other user that accesses the Site using your username and password, at or through the Site will be attributed to and legally bind you, even with respect to acts for which the user had no actual authority or made an error. You assume all resulting liability from use of the Site and any services available on it by you or others using your username or password. If you lose your username or password, please open up a support ticket at: http://support.healthywealthynwise.com
2. Subscription Fees and Payments
You can always find the current Subscription Fees posted on our site. Your subscription will continue and renew automatically, unless terminated by Healthy Wealthy nWise or until you notify Healthy Wealthy nWise by support ticket or as designated on the Site of your decision to terminate your subscription. All fees and charges incurred in connection with your Healthy Wealthy nWise username and password will be billed to the credit card designated during the registration process for the Site or subsequently designated by you to Healthy Wealthy nWise . If you want to designate a different card or there is a change in credit card validity or expiration date, or if you believe someone has accessed the Site using your username and password without your authorization, you may email us at webmaster@HealthyWealthynWise.com. You are also responsible for any fees or charges incurred to access the Site through an Internet service provider or other third party service. YOU, AND NOT Healthy Wealthy nWise , ARE RESPONSIBLE FOR PAYING ANY AMOUNTS BILLED TO YOUR CREDIT CARD BY A THIRD PARTY WHICH WERE NOT AUTHORIZED BY YOU.
Our Privacy Notice is a part of this Agreement and its terms are incorporated herein by this reference. Please read it now at the link on our site.
4. User Conduct
The Site may contain bulletin board services, news groups, forums, and/or other message or communication facilities ("Communication Services") designed to enable you to communicate with others. You agree to use the Communication Services only to submit or post messages and material that are proper and, when applicable, related to the particular Communication Service. You are also prohibited from submitting to, posting or transmitting through Healthy Wealthy nWise any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including but not limited to any material that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law. Content that consists of or contains software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam" is prohibited. You may not use a false email or postal address, impersonate any person or entity, or otherwise mislead as to the origin of your posted content.
Any opinions, advice, statements, services, offers, or other information that constitutes part of the content expressed or made available by third parties are those of the respective authors or distributors and not of Healthy Wealthy nWise nor its affiliates, not any of their officers, directors, employees, or agents. You acknowledge that Healthy Wealthy nWise does not pre-screen all content, but that Healthy Wealthy nWise and its designees shall have the right (but not the obligation) in their sole discretion to refuse or move any content that is made available via the Communication Services. Without limiting the foregoing, Healthy Wealthy nWise and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable. You specifically agree that Healthy Wealthy nWise is not responsible for any content sent using and/or included in the Site or its programs by any third party.
5. Copyright and Restrictions
This Web site contains proprietary material of Healthy Wealthy
nWise (or material that other suppliers have licensed
to Healthy Wealthy nWise for their use) which is
protected by copyright and other laws respecting proprietary
rights. Healthy Wealthy nWise retains all rights in the
material and media, including (without limitation) all
copyright and other proprietary rights worldwide in all media.
You may not use Healthy Wealthy nWise except as expressly permitted under this
Agreement and under
End users who are duly authorized may Access Healthy Wealthy nWise for individual use, i.e., may view the information on screen; may download small portions of the information to a computer disk for personal convenience and later reference; and may print paper copies of small portions for personal use only.
The rights granted here are an expansion of the rights granted under the
Copyright Act and do not include any rights to reproduce in its entirety any
portion of the information or materials contained therein. No part of the
information may be duplicated in any medium or format beyond the express terms
of this Agreement without prior written authorization from Healthy Wealthy nWise . Any use not authorized by the Agreement is prohibited and is
not a fair use under the
You acknowledge that the information (and the licensed materials contained therein) is highly proprietary in nature and that unauthorized copying, transfer or use may cause Healthy Wealthy nWise and/or Healthy Wealthy nWise ís suppliers irreparable injury that cannot be adequately compensated for by means of monetary damages. You agree that any breach of this provision by you, or any subscriber or end-user, may be enforced by Healthy Wealthy nWise , and/or any of Healthy Wealthy nWise ís suppliers, by means of equitable relief (including, but not limited to, injunctive relief) in addition to any other available rights and remedies.
You agree that any supplier of any portion of the licensed materials may enforce its rights against you, even though that supplier is not a party to the Agreement.
You may not and may not permit others to: reproduce, publish, distribute, sell, or otherwise access or use any material retrieved from or contained in or on this Site in any manner whatsoever that may infringe any copyright or proprietary interest of Healthy Wealthy nWise ; distribute the information contained in and/on this Site to other users not duly authorized to Access the Site; distribute, rent, sublicense, lease, transfer or assign the information or Agreement; decompile, disassemble, or otherwise reverse-engineer this Site or information contained in or on this Site or any software contained therein, or alter, translate, modify, or adapt it to create derivative works. Unauthorized reproduction, transfer, and/or use may be a violation of criminal as well as civil law.
You are expressly prohibited from placing or installing any portion of the information on any electronic media, including, but not limited to, local or wide area networks, timesharing services, multiple processing units, multiple site arrangements, service or software rental bureaus, list servers, online services, electronic bulletin boards or forums, World Wide Web sites or any other server that is Internet-enabled, without written authorization by Healthy Wealthy nWise .
If you breach any provision of this Agreement, Healthy Wealthy nWise may immediately terminate this Agreement and all licenses granted hereunder without prior notice and in addition to any other available rights and remedies
6. Limitations on Use
The following activities are prohibited. You agree not to:
a. Use Web-accelerated browsers or products (including but not limited to NetJet, NetSonic, MSIECrawler and Teleport-Pro), or other applications that are capable of copying large portions of content from the Site. Healthy Wealthy nWise can detect the use of these systems through live logfile analysis and will ban any future use by offenders.
b. Use robots and crawlers, or similar technology, without following the robot guidelines (found at http://info.webcrawler.com/mak/projects/robots.html). We are able to detect robots violating the guidelines and we will ban any offenders. If you are using a robot/crawler to check Healthy Wealthy nWise links, it must operate according to the robot guidelines (see above). Do not leave new robots unattended and allow a minimum of 1 minute between automated requests.
c. Use any device, software or routine or the like to interfere or attempt to interfere with any Site functionality;
d. Take any action that imposes an unreasonable or disproportionately large load on the Site infrastructure;
e. Use any email addresses appearing on the Site for purposes not relating specifically to the Site;
f. Access the Site by any means other than through the interface that is provided by Healthy Wealthy nWise , or attempt or access any area of the Site to which your access is not authorized; or
g. Reverse engineer, reverse assemble or otherwise attempt to discover any source code relating the Site, except to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation.
7. Accuracy and Availability of Information
The Site contains database information and other content compiled by Healthy Wealthy nWise . While we use commercially reasonable efforts to provide accurate information, Healthy Wealthy nWise gives no warranty as to the accuracy of the database and other content on the Site. Healthy Wealthy nWise reserves the right to withdraw or delete information or content from the Site at any time.
8. Links to Third Party Sites
Healthy Wealthy nWise does not endorse the content of any third-party company, including that of Healthy Wealthy nWise 's affiliates ("Third-Party Companies and Sites"). Healthy Wealthy nWise is not responsible for the content of Third-Party Companies and Sites that you reach through links on the Site or any of its ancillary materials, sites framed within the Site, or third-party advertisements on the Site or in any of its ancillary materials, and we do not make any representations regarding their content or accuracy. Your use of Third-Party Companies and Sites is at your own risk and subject to the terms and conditions of use for such companies and their sites. Any transaction that you conduct at a Third-Party site will be between you and the party providing that service. This means that Healthy Wealthy nWise is not your agent and is not a party to any transaction at a Third-Party Companies or Site.
9. Representations and Warranties
You represent and warrant to Healthy Wealthy nWise that: (a) you possess the legal right and ability to enter into this Agreement; (b) all information submitted by you to the Site is true and accurate; (c) you will be responsible for all use of your username and password even if such use was conducted without your authority or permission; (d) you are at least 18 years old; and (e) you will not use the Site for any purpose that is unlawful or prohibited by this Agreement.
10. Disclaimer of Warranties
ALL CONTENT, SOFTWARE, AND OTHER SERVICES PROVIDED AT OR FOUND WITHIN THIS SITE OR AS PART OF SERVICES OFFERED BY Healthy Wealthy nWise AND ITS AFFILIATES ARE PROVIDED "AS IS" AND "WITH ALL FAULTS," WITHOUT WARRANTIES OF ANY KIND, AND Healthy Wealthy nWise AND ITS AFFILIATES HEREBY DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT. SPECIFICALLY, BUT WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, Healthy Wealthy nWise DOES NOT MAKE ANY WARRANTIES REGARDING THE FOLLOWING: (a) AVAILABILITY OF THE SITE AT ANY PARTICULAR TIME; (b) ACCURACY OF THE CONTENT OR HOW CURRENT ANY CONTENT IS THAT IS FOUND ON THE SITE OR IN ITS ANCILLARY MATERIALS; (c) TRANSMISSIONS TO, FROM OR WITHIN THE SITE; (d) FUNCTIONALITY; (e) LACK OF VIRUSES; (f) COMPLIANCE OF THE SOFTWARE, SERVICES AND CONTENT PROVIDED UNDER THIS AGREEMENT WITH UNITED STATES, FEDERAL OR STATE LAWS; OR (g) THAT THE SOFTWARE, CONTENT OR SERVICES OF THE COMPANY AND ITS AFFILIATES WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY.
11. Limitation of Damages
IN NO EVENT WILL Healthy Wealthy nWise OR ANY OF ITS AFFILIATES BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, OR SPECIAL DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF OR UNAUTHORIZED ACCESS TO INFORMATION, AND THE LIKE, EVEN IN THE EVENT OF FAULT, TORT, BREACH OF CONTRACT, OR BREACH OF WARRANTY, AND EVEN IF Healthy Wealthy nWise HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
12. Limitation of Liability; Exclusive Remedy
ALSO, IN NO EVENT WILL Healthy Wealthy nWise OR ANY OF ITS AFFILIATES BE LIABLE TO YOU AND/OR ANY AGENCY FOR ANY AMOUNT IN EXCESS OF THE TOTAL DOLLAR AMOUNT ACTUALLY RECEIVED BY Healthy Wealthy nWise FROM YOU FOR ACCESS TO THE SITE AND ANY OF THE SERVICES AVAILABLE AT THE SITE DURING THE YEAR PRIOR TO YOUR CLAIM.
You agree to indemnify and hold us harmless, and pay our attorney's fees and costs, if we become liable for or incur any damages in connection with your breach of this Agreement. You may not settle any dispute without our prior consent, which may only be given in a non-electronic writing signed by an authorized representative of Healthy Wealthy nWise .
14. Consent to Electronic Notices and Other Communications
You agree that all of your transactions relating to the Site may, at our option, be conducted electronically, including any that we are otherwise required to provide in "writing". For example, we may send you notices via postings at the Site or via email to any email address that you provide to us during registration as a Site member. If you do not wish to deal with us electronically, you should not use the Site or enter into this Agreement. If applicable law now or later requires us to communicate with you non-electronically, we reserve the right to charge a fee for doing so. Notice will be deemed given 24 hours after the email is sent, unless (for email) we are notified that the email address is invalid. Alternatively, we may give you notice by mail to the address provided during registration.
15. Print a Copy for Your Records
You agree to print or make an electronic copy of this Agreement (and any amendment from time to time) and retain it in your records. You also agree to make a copy of any other information that we deliver to you in writing.
Healthy Wealthy nWise may terminate your subscription and/or access, or suspend access to all or part of the Site, without notice, for any conduct that Healthy Wealthy nWise , in its sole discretion, believes is in violation of this Agreement, any applicable law, or any act which is harmful to the interests of another user, service provider, or Healthy Wealthy nWise . Healthy Wealthy nWise may also elect not to renew your subscription and access by providing a notice of nonrenewal prior to the end of your current subscription term. Applicable sections of this agreement will survive any termination or expiration of this Agreement.
You agree not to assign your rights under this Agreement without the consent of an authorized representative of Healthy Wealthy nWise in a non-electronic record, and any assignment without Healthy Wealthy nWise 's consent will be voidable at Healthy Wealthy nWise 's option. This Agreement will inure to the benefit of and bind the parties' respective successors and permitted assigns.
18. Applicable Law and Disputes
This Agreement is governed by the laws of the State of To the extent you have in any manner violated or threatened to violate
Healthy Wealthy nWise and/or its affiliates' intellectual property rights,
Healthy Wealthy nWise and/or its affiliates may seek
injunctive or other appropriate relief in any state or federal court in the
State of West Virginia, and you consent to exclusive jurisdiction and venue in
such courts. Any other disputes will be resolved as follows: If a dispute arises under this agreement, we agree to first try to resolve
it with the help of a mutually agreed-upon mediator in the following location: If it proves impossible to arrive at a mutually satisfactory solution through
mediation, we agree to submit the dispute to binding arbitration at the
This Agreement is governed by the laws of the State of
To the extent you have in any manner violated or threatened to violate Healthy Wealthy nWise and/or its affiliates' intellectual property rights, Healthy Wealthy nWise and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of West Virginia, and you consent to exclusive jurisdiction and venue in such courts.
Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to first try to resolve
it with the help of a mutually agreed-upon mediator in the following location:
If it proves impossible to arrive at a mutually satisfactory solution through
mediation, we agree to submit the dispute to binding arbitration at the
Healthy Wealthy nWise may change the provisions of this Agreement. When Healthy Wealthy nWise changes the terms of this Agreement, Healthy Wealthy nWise will notify you by email or online postings on this Site. The changes will also appear in this document, which you can access any time. You already agreed to be bound by the changes when you first subscribed to the site. If you do not agree to be bound by the changes, you should not use the Site again and you should cancel your subscription to the Site. Even if you have not clicked on the "I Agree" button or checked the I agree box when subscribing, if you use the Site after you have been notified of a change to this Agreement, you are agreeing now to be bound by that change
20. Entire Agreement; Severability; No Waiver
This Agreement (including all documents incorporated by reference) is the entire agreement between the parties for its subject matter and supercedes all prior and contemporaneous communications between the parties. No term of this Agreement may be waived by Healthy Wealthy nWise except in a signed, non-electronic writing signed by an authorized representative of Healthy Wealthy nWise .
If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties agree that its remaining provisions will remain in full force and effect, provided that the allocation of risks described herein is given effect to the fullest extent possible. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. You agree that no joint venture, partnership, employment or agency relationship exists between you and Healthy Wealthy nWise or its affiliates as a result of this Agreement or your use of the Site.